Dear Bank,
My business proposal is as follows. I intend to run a business at a loss for a decade or so, relentlessly driving down the price point to such a degree that my competitors will be unable to successfully act in a competitive fashion. The goal for this initial stage is not to make a profit, but rather to eliminate any serious organized competition and establish a functional monopoly. At that point, I will make efforts to remove the structural possibility of new competitors arising, partly as a function of being in a monopoly position, and partly by lobbying the local government into enacting legislation making it difficult for new businesses to establish themselves. From then on out, I will expand my activities to neighboring business sectors, gradually enlarging my functional monopoly to such an extent that profit becomes something that can be enacted arbitrarily at will. Clearly, you can see the potential earnings in such an enterprise.
For this purpose, I require a zero-interest loan of several tens of billions of dollars, with no or very low rates of repayment in the first ten year period. As already demonstrated, my proposal requires access to functionally infinite amount of money for this period in order to drive out the competition. However, the upcoming profit margin will be well in excess of any repayment plan we will negotiate at that time.
As to branding, I am currently contemplating Guinea as an overall name. People like rainforests, and I want to initially appear harmless, so the third largest such forest should suffice for my purposes.
Sincerely yours,
J Sozeb